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How often do you check the state of your gutters or drain pipes? Every few years? Or never?


Did you know that you could be in danger of your insurance policy being void? 


Direct Line says:

"The important thing to remember is that your landlord insurance will likely have a ‘Reasonable Precautions’ condition. This means that the landlord must take all reasonable precautions to prevent or minimise loss, destruction, damage, accident or injury and maintain the premises, machinery, equipment and furnishings to a good state of repair”

Direct Line

Aviva says:

"Wear and tear accounts for 11% of all declined claims, and the survey also showed a similar proportion – 1 in 10 (12%) homeowners – thought home maintenance was covered by their home insurance policy. For example, damp, especially if left untreated, can cause major problems both inside and outside the home, but it isn’t usually covered by home insurance. Home insurance isn’t a maintenance contract; it’s there to cover unforeseen events and doesn’t normally cover damage that’s occurred over a period of time. To protect your home, check your property regularly – particularly gutters, flat roofs and fascia boards." 


AXA says:

"It's recommended that you get your gutters cleaned at least once a year. The best time to do this is at the beginning of Winter after the autumn leaves have fallen and before the really bad weather kicks in. This will reduce your chances of experiencing blocked guttering later on in the year, and gives you plenty of time to book in those vital gutter repairs before it gets too wet and windy.It’s also a good idea to do a quick check of your gutters in Spring. Make sure that any large pieces of debris that have blown in over winter are removed, and check that all of the screws are tight and that no brackets are loose. Gutters can be damaged by heavy snow-all and high winds, so it’s also wise to ensure everything’s in order after a spell of particularly bad weather.""


At Master Property Care we will make sure that your property is well maintained so that you will have peace of mind that your insurance policy does not fall into the categories of "wear and tear" or "negligence"

Click on the link below to book a FREE, no-obligation quote.

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